06 March

In light of Stage 6 Load Shedding Insurance companies issue exclusions on their policies

See Example below

GENERAL EXCEPTIONS PROVISIONS & CONDITIONS

General Exceptions

The following General exclusion is added to this section of your policy wording on page 6, item 12:

Electricity Grid Failure Exclusion

Notwithstanding any provision of this policy including any exclusion, exception or extension or other provision not

included herein which would otherwise override a general exclusion, this policy does not cover any loss, damage

(whether physical or financial), liability, claim, cost or expense directly or indirectly caused by, contributed to by,

resulting from, arising out of or in connection with any electricity grid failure.

Definition

Electricity grid failure means a total or partial interruption, suspension or blackout of the electricity supply from

the national, regional or private electricity grid to the electricity grid of South Africa for whatsoever reason,

whether due to damage, an inability and/or failure, whether partial or total, of the utility supplier to generate,

transmit or distribute electricity, or any other cause.

HOUSEHOLDERS SECTION - EXTENSIONS OF COVER

Item 5 on page 16, relating to fridge or deep freeze contents is deleted in its entirety and replaced with the

following:

Deterioration of Foodstuffs

We will pay for the deterioration of foodstuffs in your fridge or deep freeze on your premises up to the limit in

the table of limits attached to your policy schedule as a result of breakdown, accidental damage or failure of

power supply but not the deliberate withholding of power by any authority or electricity grid failure.